Why The Fitted Horse Has Public and Product Liability Insurance

At The Fitted Horse, your peace of mind and protection are as important to us as the welfare of your horse. We maintain comprehensive insurance coverage because we believe in operating our business responsibly, professionally, and with full accountability.

Professional Protection for You and Your Horse

Working with horses inherently involves risk, and visiting client premises adds additional considerations. While we take every precaution to work safely and professionally, we recognize that unforeseen circumstances can occur. 

Our insurance coverage ensures that both you and we are protected should the unexpected happen.

Our Public Liability Insurance (minimum £5,000,000 coverage) protects you if:

• Accidental injury occurs during our visit to your premises
• Your property is accidentally damaged during our work
• A third party is affected by our professional activities
• Any incident arises from our presence or actions at your location

Our Product Liability Insurance protects you if:

• Equipment we sell or recommend proves to be faulty or defective
• A product causes injury or damage due to manufacturing defects
• Issues arise from products supplied by us

Commitment to Professional Standards

Maintaining appropriate insurance is more than a legal requirement—it's a demonstration of our commitment to professional standards and ethical business practice.

It shows that:

✅ We take our responsibilities seriously - We understand the trust you place in us when we work with your horse and visit your property

✅ We operate legitimately and professionally - Insurance is a hallmark of a properly established, credible business

✅ We can be held accountable - Should anything go wrong, you have proper recourse and protection

✅ We invest in our business properly - We dedicate resources to comprehensive coverage, not just the minimum required

✅ Your interests are protected - You can proceed with confidence knowing that proper safeguards are in place

Peace of Mind Matters

When you invite any professional onto your property or purchase products for your horse, you deserve the assurance that proper protections are in place. Our insurance coverage means you can focus on what matters—your horse's comfort and welfare—without worrying about "what if" scenarios.

This is simply the right way to do business. Professional service deserves professional protection, and your trust deserves our accountability.